Borrower Checklist - Items Needed
After you finished your application, below is a basic checklist of the items you need to start gathering:
1. Clear and enlarged copy of drivers licenses
2. Most recent 2 years W-2's
3. Most recent 30 days paystubs
4. Most recent 2 months of largest bank/asset statements (all pages, even if blank).
5. Most recent 2 years personal signed federal tax returns (all pages/all schedules)
6. If self employed, most recent 2 years business federal tax returns - (1120's or 1065's - all pages/all schedules/all K-1's)
7. If applicable, divorce decree and separation agreement, stamped and recorded
8. If purchasing, complete copy of signed purchase contract (all pages)
9. If refinancing, copy of most recent mortgage statement
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