Mortgage 101
When you find the house you love, the biggest obstacle between you and move-in day, is securing the mortgage. And let's admit this right upfront: Nobody loves the process of applying for a mortgage, pulling together all of the paperwork, sometimes waiting on pins and needles for approval, and wondering what might go wrong at closing. Even refinancing can feel like it is more hassle than it is worth sometimes.
At Uwharrie Bank Mortgage, we are your team! We're here to eliminate steps, not add more steps. We're here to relieve your headaches, not give them to you. We're here to walk one step ahead of you and clear the obstacles out of the way, that's how we earn your trust.
We are committed to Making a Difference.
What Do Appraisers Look for When Determining a Property's Value?
2 MINUTE READ
Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common...
Where Does My Earnest Money Go?
2 MINUTE READ
Hey, I gave my Realtor a $5,000 earnest money deposit check...Where does that money go?
This is a basic and very obvious question that most first-time homebuyers ask once their...
Affordable Housing
2 MINUTE READ
Uwharrie Bank is committed to helping customers in our community achieve successful homeownership. We have many programs designed to provide solutions to first time homebuyers, including many affordable housing options....
What Does Title Insurance Protect Me From?
1 MINUTE READ
By including insurance when purchasing a property, your title insurer takes on the responsibility for legal expenses to defend your property's title, should it ever be challenged. Many different...
Homebuyer Do's and Dont's
1 MINUTE READ
Getting a new mortgage for a homebuyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, below is a...
Closing Process
3 MINUTE READ
The home buing process is full of paperwork, important dates, contracts, market movements and checklists that can overwhelm anyone. That is why it is important to team up with an expert Loan Officer...